What Can Be Done If An Insurance Company Denies a Claim?

When An Insurance Company Is Engaging In Wrongful Coverage Denial, Professional Insurance Knowledge Including Skilled Advocacy May Uncover Options and Possibilities That Push An Insurance Company Into Reconsidering.

Understanding the Rights and Duties of Insureds and Insurers Within Insurance Relationship Dealings

Insurance Claim Document A legal fight against an insurance company requires special knowledge to help balance the playing field whereas an insurance company will have a large complement of personnel with understanding of the insurance guidelines, laws, regulations, and rules, in addition to the legal process and almost endlessly deep pockets.  These strengths create a David v. Goliath type situation just when the insured person needs help the most.

Insurance Law Cases Include:
Wrongful Coverage Denial

Involves insurance policy interpretation concerns.

Insurance Broker Errors & Omissions

Involves mistakes by professional insurance advisors.

Wrongful Coverage Valuation

Involves improper depreciation and other calculations.

Misrepresentation Allegations

Involves accusations of providing false information.

Undue Delays In Claim Process

Involves slowly progressing or excessive investigation.

Fraudulent Conduct Allegations

Involves accusations of false or exaggerated claims.

You May Need Professional Insurance Law Representation If:

  • Your insurance company is declining your claim;
  • Your insurance company is offering to pay too little for your claim;
  • Your insurer is delaying payment of your claim;
  • Your agent or broker failed to adequately explain the coverage exclusions;
  • Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
  • Your coverage terms such as premiums or deductibles unjustly changed.

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.

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